This opinion is an Advisory Opinion issued by the State Disciplinary Board. Prior to 1986, the State Disciplinary Board was responsible for issuing Advisory Opinions. In 1986, when the ultimate responsibility for issuing Formal Advisory Opinions was entrusted to the Supreme Court of Georgia, the Formal Advisory Opinion Board was asked to review all of the Advisory Opinions issued by the State Disciplinary Board. As a result of that review, some of the pre-1986 Advisory Opinions issued by the State Disciplinary Board proved obsolete under the Standards, and were withdrawn. However, other Advisory Opinions, like this one, were determined to retain vitality under the Standards, and are published with the caution that they were not issued by, nor with the authority of the Supreme Court of Georgia. The State Bar of Georgia treats this opinion as persuasive authority only.