IOLTA Approved Banks

Lawyers are encouraged to use informed judgment when selecting a bank. Veribanc, a bank rating company, is a good resource for determining the safety and soundness of a financial institution. It rates US banks on a quarterly basis and you can order individual bank reports or a summary report for every bank. See www.veribanc.com.

List of Financial Institutions Approved As Depositories
for Attorney Trust Accounts
(as of February 2012)

All local branches of the banks alphabetically listed below have been approved as depositories for Attorney Trust Accounts. (Please see the Depositories listed by city to verify out-of-state branch approval and to locate additional approved banks.)

Albany Bank & Trust
Alliance Bank
American Pride Bank
American Trust Bank
Ameris Bank (formerly American Banking Company)
Appalachian Community Bank
Ashburn Bank (Colony Bankcorp, Inc.)
Associated Bank
Athens First Bank & Trust
Atlantic Bank & Trust
Atlantic Capital Bank
Atlantic Coast Bank
Atlantic National Bank
Atlantic Southern Bank
Bank of America
Bank of Atlanta
Bank of Ellijay
Bank of North Georgia (formerly Citizens and Merchants State Bank)
Bank of the Ozarks (formerly Woodlands Bank)
The Bank of Tampa
Bank of Terrell
Bank of Upson
Bank of Worth (Colony Bankcorp, Inc.)
BankSouth (formerly Citizens Union Bank)
BB&T
Best Bank/Guaranty Bank
Brookhaven Bank
Bryan Bank & Trust Co.
The Buckhead Community Bank
Cadence Bank
Capital Bank
Capital City Bank
CapitalMark Bank & Trust
Carrollton Bank
Central Bank of Georgia
Century Security Bank
Charter Bank
Chattahoochee Bank of Georgia
Chattahoochee National Bank
Cherokee Bank
Citibank
City National Bank
The Coastal Bank
Colonial Bank
Colony Bank Ashburn
Colony Bank of Dodge County
Colony Bank of Fitzgerald
Colony Bank Southeast
Colony Bank of Valdosta
Colony Bank Wilcox
Columbus Bank & Trust Company (Synovus Bank)
The Commercial Bank
The Community Bank
Community Bank of the South
Community Business Bank
Cornerstone Bank
Cornerstone Community Bank (Chattanooga, TN)
Covenant Bank & Trust
Eastside Commerical Bank
Esquire Bank
Farmers State Bank
Fidelity Bank
Fifth Third Bank
First American Trust
First Bank of Coastal Georgia
First Century Bank, N.A.
First Chatham Bank
First Choice Community Bank
First Citizens Bank & Trust, Inc.
First Citizens Bank of Georgia
First Community Bank & Trust
First Covenant Bank
First Federal Savings & Loan of Valdosta
First Georgia Banking Company
First Georgia Community Bank (as of 12/5/08 United Bank - Zebulon, GA)
First Intercontinental Bank

First National Bank
First National Bank of South Georgia
First Piedmont Bank (as of 7/17/09 First American Bank & Trust)
First State Bank of Blakely, Inc.
First Tennessee Bank, N.A.
Five Star Credit Union
Flag Bank (formerly Citizens Bank)
Flagstar Bank
Georgia Banking Company
Georgia Commerce Bank
Georgia Primary Bank
Georgia Trust Bank
Georgian Bank
Guardian Bank
Gwinnett Banking Company (merged with Fifth Third Bank)
Gwinnett Community Bank
Hamilton State Bank
Heritage Bank
IronStone Bank (formerly Atlantic States Bank)
JPMorgan Chase (formerly Washington Mutual Bank)
Keyworth Bank
LaGrange Banking Company
Metro City Bank
Midtown Bank & Trust
Montgomery Bank & Trust
Mountain Heritage Bank
Mountain Valley Community Bank
The National Bank of Georgia
Newton Federal Bank
North Atlanta Bank (Shinhan Bank America)
Northside Bank
NorthWest Bank & Trust
Omni National Bank (as of 3/27/09 SunTrust Bank)
One Georgia Bank
Park Avenue Bank (formerly Farmers & Merchants Bank)
The Peachtree Bank
The Peoples Bank
The Piedmont Bank
PNC Bank
The PrivateBank (formerly Piedmont Bank of Georgia)
Providence Bank
RBC Centura (formerly Tucker Federal Bank)
Regions Bank
Republic Bank of Georgia
River City Bank
RockBridge Commercial Bank
The Savannah Bank, N.A.
Savannah River Banking Company
Security Federal Bank
Signature Bank of Georgia
Southeast Federal Credit Union
SouthTrust Bank
Southern Community Bank (as of 6/19/09 United Community Bank)
State Bank & Trust
SunMark Community Bank
SunTrust Bank
Telfair County Bank (A Division of Bank of Lumber City)
United Americas Bank
United Community Bank
United Central Bank
Unity National Bank
Verity Bank
Wells Fargo (formerly Wachovia Bank)
Wilcox County State Bank

A-D	E-N	0-Z
ABBEVILLE, GA Dorsey State Bank Wilcox County State Bank ACWORTH, GA BB&T (formerly Premier Bank) NorthWest Bank & Trust* ADAIRSVILLE, GA Northside Bank* United Community Bank (formerly Bank of Adairsville)* ADEL, GA Adel Banking Company Park Avenue Bank (formerly Farmers and Merchants Bank, Inc.) AILEY, GA** Montgomery Bank & Trust* ALAMO, GA Wheeler County State Bank ALBANY, GA Albany Bank & Trust, N.A.* First National Bank of South Georgia* Flint Community Bank Heritage Bank of the South (formerly AGE Federal Credit Union) Regions Bank (formerly First State Bank)* Security Bank & Trust Company SunTrust Bank, South Georgia, N.A.* ALMA, GA Alma Exchange Bank & Trust First National Bank South (formerly First National Bank of Alma) ALPHARETTA, GA Bank of North Georgia* Chattahoochee National Bank* First Colony Bank Flag Bank* Futurus Bank North Atlanta Bank(Shinhan Bank America) Perimeter First Bank Providence Bank AMERICUS, GA Citizens Bank of Americus Sumter Bank & Trust Company ASHBURN, GA Colony Bank Ashburn - Colony Bankcorp, Inc. (formerly Ashburn Bank)* Community National Bank ATHENS, GA Athens First Bank & Trust* First American Bank & Trust Company The National Bank of Georgia* SouthTrust Bank, N.A.* SunTrust Bank, Northeast Georgia, N.A.* ATLANTA, GA AmTrade International Atlantic Capital Bank** Bank of Georgia Atlanta Business Bank Bank of America* Bank of Atlanta** Brookhaven Bank* The Buckhead Community Bank* Capitol City Bank & Trust Company CDC Federal Credit Union Citizens Trust Bank City National Bank* Cornerstone Bank** Embry National Bank Fidelity Bank* First Union National Bank* Flag Bank* Georgia Banking Company* Georgia Commerce Bank* Georgia Primary Bank* JPMorgan Chase (formerly Washington Mutual Bank)* Midtown Bank & Trust* Northern Trust Bank Omni National Bank (as of 3/27/09 SunTrust Bank)** One Georgia Bank* The PrivateBank (formerly Piedmont Bank of Georgia)* Private Bank of Buckhead Regions Bank* Resurgens Bank RockBridge Commercial Bank* State Bank & Trust* SouthTrust Bank, N.A.* The Summit National Bank Sunrise Bank of Atlanta SunTrust Bank, Atlanta* United Americas Bank* Wells Fargo (formerly Wachovia Bank)* AUGUSTA, GA First Citizens Bank & Trust, Inc.* Georgia Bank & Trust Company of Augusta SunTrust Bank, Augusta, N.A.* BAINBRIDGE, GA First Community Bank of Southwest Georgia First National Bank of Decatur County First Port City Bank BARNESVILLE, GA The First National Bank United Bank BARWICK, GA Barwick Banking Company BAXLEY, GA Peoples State Bank & Trust BLACKSHEAR, GA The Blackshear Bank Peoples Bank BLAIRSVILLE, GA Appalachian Community Bank (formerly First National Bank of Union Co.) United Community Bank (Union County Bank) BLAKELY, GA Bank of Early First State Bank of Blakely, Inc.* BLUE RIDGE, GA Bank of Blue Ridge (Citizens South Bank) BB&T (formerly The Home Bank) Fannin County Bank, N.A. Peoples Bank of Fannin County BRASELTON, GA Independence Bank of Georgia BREMEN, GA Peoples Community National Bank BROXTON, GA** Colony Bank Southeast (Colony Bankcorp, Inc) BRUNSWICK, GA* Atlantic National Bank* Barnett Bank, N.A. The Coastal Bank of Georgia The First Bank of Brunswick First Georgia Bank Bank of America* SunTrust Bank, Southeast Georgia, N.A.* BUCHANAN, GA First National Bank of Georgia BUENA VISTA, GA Flag Bank* BUFORD, GA Peoples Bank & Trust Georgia Trust Bank* BUTLER, GA First Liberty Bank BYRON, GA First Liberty Bank CAIRO, GA Cairo Banking Company Citizens Bank First National Bank of Grady County CALHOUN, GA First National Bank of Northwest GA Georgia Bank & Trust CAMILLA, GA Bank of Camilla Flint River National Bank Planters & Citizens Bank CANTON, GA Bank of Canton Bank of North Georgia Cherokee Bank Etowah Bank Security State Bank CARNESVILLE, GA** First Citizens Bank & Trust, Inc.* CARROLLTON, GA Bank of North Georgia (formerly Citizens Bank & Trust of West Georgia) Community First Bank First Georgia Banking Company* Regions Bank* West Georgia National Bank of Carrollton CARTERSVILLE, GA Bartow County Bank Century Bank of Bartow County First Community Bank & Trust* Unity National Bank* CEDARTOWN, GA The First National Bank of Polk County Regions Bank* CHATSWORTH, GA Cohutta Banking Company The First National Bank of Chatsworth CLARKESVILLE, GA Southern Bank & Trust CLAXTON, GA The Claxton Bank Tippins Bank and Trust CLAYTON, GA First Clayton Bank & Trust Company Mountain Heritage Bank** Rabun County Bank Regions Bank* CLEVELAND, GA Regions Bank* Mountain Valley Community Bank* White County Bank COCHRAN, GA The Citizens Bank of Cochran State Bank of Cochran COLQUITT, GA Peoples Community Bank COLUMBUS, GA SouthTrust Bank, N.A.* Columbus Bank & Trust Company (Synovus Bank)** Regions Bank* SunTrust Bank, West Georgia, N.A.* COMER, GA Merchants & Farmers Bank COMMERCE, GA Community Bank & Trust-Jackson First National Bank of Commerce Northeast Georgia Bank (acquired Freedom Bank of Georgia 3/6/09) CONYERS, GA Eastside Commercial Bank* Main Street Savings Bank, F.S.B. The Peoples Bank* Regions Bank* CORDELE, GA Central Bank & Trust Cordele Banking Company Regions Bank* CORNELIA, GA Community Bank & Trust Habersham Bank Regions Bank* COVINGTON, GA First Newton Bank Main Street Bank Newton Federal Bank* The People's Bank* CRAWFORD, GA The Commercial Bank* CUMMING, GA BB&T (formerly Premier Bank)** The Citizens Bank of Forsyth County Community Business Bank* Regions Bank* DAHLONEGA, GA Bank of Dahlonega Lumpkin County Bank United Community Bank DALLAS, GA** First Choice Community Bank* Regions Bank* DALTON, GA Alliance National Bank Colonial Bank* First Bank of Dalton Hardwick Bank & Trust Company Regions Bank* DANIELSVILLE, GA Bank of Danielsville DARIEN, GA Sapelo National Bank Southeastern Bank DAWSON, GA Bank of Dawson Bank of Terrell* The Citizens State Bank DAWSONVILLE, GA Chestatee State Bank Dawson County Bank First Citizens Bank of Georgia* First Community Bank of Dawsonville DECATUR, GA Bank Atlanta Decatur First Bank DONALSONVILLE, GA The Citizens State Bank First State Bank of Donalsonville Merchants and Farmers Bank DORAVILLE, GA First Intercontinental Bank* Global Commerce Bank Metro City Bank* DOUGLAS, GA Douglas National Bank First Liberty Bank First National Bank of Coffee County DOUGLASVILLE, GA Bank of North Georgia (formerly Citizens and Merchants State Bank)* Citizens and Merchants State Bank Douglas County Bank Regions Bank* DUBLIN, GA Farmers & Merchants Bank Farmers State Bank The Morris State Bank DULUTH, GA BB&T (formerly Premier Bank)** Century Security Bank* First National Bank of Gwinnett Georgia First Bank, N.A. Gwinnett Community Bank* The Peachtree Bank* DUNWOODY, GA Colonial Bank* The Enterprise National Bank of Atlanta Flag Bank* Signature Bank of Georgia*	EAST POINT, GA Regions Bank* EASTMAN, GA Bank of Eastman Citizens Bank and Trust Company Colony Bank of Dodge County (Colony Bankcorp, Inc.) EATONTON, GA* Farmers & Merchants Bank The Peoples Bank EDISON, GA The Bank of Edison ELBERTON, GA Pinnacle Bank, N.A. Regions Bank* ELLAVILLE, GA Bank of Ellaville Central Bank of Georgia* ELLIJAY, GA Bank of Ellijay* Gilmer County Bank New Horizon Bank Regions Bank* FAIRBURN, GA Fairburn Banking Company FAYETTEVILLE, GA BB&T (formerly First Citizens Bank of Georgia)** The Bank of Georgia United Community Bank (formerly Southern Community Bank)* FITZGERALD, GA Colony Bank of Fitzgerald (Colony Bankcorp, Inc.) Community Banking Company of Fitzgerald FOLKSTON, GA* First National Bank FORSYTH, GA The Farmers Bank Monroe County Bank FORT OGLETHORPE, GA Capital Bank* FORT VALLEY, GA The Citizens Bank First South Bank, N.A. FRANKLIN, GA Certus Bank Regions Bank* GAINESVILLE, GA Chattahoochee Bank of Georgia* First Century Bank, N.A.** Georgia First Bank, N.A. Lanier National Bank Peach State Bank & Trust Regions Bank* Suntrust Bank(formerly Gainesville Bank & Trust) GLENNVILLE, GA* First Citizens Bank The Glennville Bank and Trust Company South Georgia Bank, FSB GORDON, GA The Gordon Bank GRAY, GA Bank of Gray Piedmont Community Bank GREENSBORO, GA BB&T (formerly Premier Bank)** BankSouth (formerly Citizens Union Bank)* Citizens Union Bank GREENVILLE, GA Greenville Banking Company GRIFFIN, GA The Bank of Spalding County First National Bank of Griffin United Bank HADDOCK, GA Jones County Bank HAHIRA, GA Citizens Community Bank HARTWELL, GA Bank of Hartwell First Citizens Bank & Trust, Inc.* HAWKINSVILLE, GA Planters Bank SunMark Community Bank* HAZLEHURST, GA Bank of Hazelhurst HIAWASSEE, GA Bank of Hiawassee Towns County Bank HINESVILLE, GA The Coastal Bank The Heritage Bank HIRAM, GA Community Trust Bank HOGANSVILLE, GA The Citizens Bank Flag Bank* HOMER, GA Regions Bank* HOMERVILLE, GA Citizens Bank HOSCHTON, GA Hamilton State Bank* IRWINTON, GA Wilkinson County Bank JACKSON, GA McIntosh State Bank United Bank (formerly First Georgia Community Bank) JASPER, GA Crescent Bank & Trust Company Jasper Banking Company Regions Bank* JEFFERSON, GA Regions Bank* JEFFERSONVILLE, GA Peoples State Bank JESUP, GA Wayne National Bank JOHNS CREEK, GA Keyworth Bank* JONESBORO, GA Community Capital Bank Flag Bank (formerly Citizens Bank)* Heritage Bank* KENNESAW, GA The Westside Bank & Trust Company KINGSLAND, GA Citizens State Bank LAFAYETTE, GA The Bank of LaFayette, Georgia Flag Bank* LA GRANGE, GA Commercial Bank & Trust Company of Troup County Community Bank & Trust-Troup Flag Bank* LaGrange Banking Company* LAKELAND, GA Farmers and Merchants Bank LAVONIA, GA First Citizens Bank & Trust, Inc.* Northeast Georgia Bank Peoples Bank LAWRENCEVILLE, GA American United Bank BB&T (formerly Premier Bank)** The Brand Banking Company Colonial Bank* Embassy National Bank Gwinnett Banking Company* (merged with Fifth Third Bank) The Piedmont Bank* LENOX, GA Bank of Lenox LINCOLNTON, GA Farmers State Bank* LITHONIA, GA The Peoples Bank* LOGANVILLE, GA The Community Bank* LOUISVILLE, GA First National Bank & Trust Company LUMBER CITY, GA Bank of Lumber City LUMPKIN, GA Farmers State Bank MABLETON, GA Georgia State Bank MACON, GA American Pride Bank* Atlantic Southern Bank** Colonial Bank First Liberty Bank First South Bank, N.A. Rivoli Bank & Trust State Bank & Trust (acquired Security Bank of Bibb County 7/24/09) SunTrust Bank, Middle Georgia, N.A.* MADISON, GA Bank of Madison Regions Bank* MANCHESTER, GA F&M Bank & Trust Company MARIETTA, GA Charter Bank & Trust Company First Alliance Bank Flag Bank* Highland Commercial Bank NorthWest Bank & Trust* Riverside Bank United Community Bank MCDONOUGH, GA First Community Bank of Henry County McRAE, GA** The Merchants & Citizens Bank The Security State Bank Telfair County Bank* (A division of Bank of Lumber City) METTER, GA The Brown Bank Metter Banking Company Pineland State Bank MILAN, GA Citizens Bank MILLEDGEVILLE, GA BB&T (formerly Premier Bank) Century Bank & Trust Exchange Bank First National Bank of Baldwin County MILLEN, GA** First National Bank & Trust Company Regions Bank* MOLENA, GA First Bank of Pike MONROE, GA The National Bank of Walton County Walton Bank & Trust Company MONTEZUMA, GA Flag Bank* MONTICELLO, GA Bank of Monticello MOULTRIE, GA American Banking Company Ameris Bank (formerly American Banking Company) Southwest Georgia Bank MOUNT VERNON, GA Mt. Vernon Bank NASHVILLE, GA Bank of Alapaha The Citizens Bank The United Banking Company NEWINGTON, GA Bank of Newington NEWNAN, GA Bank of Coweta The Bank of Newnan First Citizens Bank First South Bank, N.A. United Bank-Zebulon, GA (formerly First Coweta Bank) NORCROSS, GA** IronStone Bank (formerly Atlantic States Bank)* First Capital Bank First Security National Bank The PrivateBank (formerly Piedmont Bank of Georgia)* Regions Bank*	OCILLA, GA Citizens Security Bank The First State Bank of South Georgia PEACHTREE CITY, GA Fayette County Bank Peachtree National Bank PEARSON, GA The Citizens Exchange Bank PELHAM, GA Family Federal Savings Bank Pelham Banking Company PEMBROKE, GA First Bank of Coastal Georgia* PERRY, GA The Bank of Perry Crossroads Bank of Georgia PINE MOUNTAIN, GA First Peoples Bank POOLER, GA First National Bank* POWDER SPRINGS, GA Georgian Bank* Independent Bank & Trust Company QUITMAN, GA The Citizens National Bank of Quitman Heritage Community Bank REIDSVILLE, GA The Tattnall Bank RICHMOND HILL, GA Bryan Bank & Trust* First Bank of Coastal Georgia * Southeastern Bank RINCON, GA AmeriBank, N.A. RINGGOLD, GA Northwest Georgia Bank RIVERDALE, GA BB&T (formerly First Citizens Bank of Georgia) ROBERTA, GA First Community Bank of Georgia First Liberty Bank ROCHELLE, GA (Branch of PITTS)** Colony Bank Wilcox (Colony Bankcorp, Inc) ROCKMART, GA* United Bank & Trust Company ROCK SPRINGS, GA Covenant Bank & Trust* ROME, GA AmSouth Bank of Georgia Citizens First Bank First Floyd Bank Greater Rome Bank Regions Bank* River City Bank* SunTrust Bank, Northwest Georgia, N.A.* ROSSVILLE, GA Rossville Bank ROSWELL, GA American Trust Bank* Milton National Bank ROYSTON, GA Pinnacle Bank, N.A. ST. MARYS, GA First National Bank ST. SIMONS ISLAND, GA Atlantic National Bank* Frederica Bank & Trust SANDERSVILLE, GA Citizens Bank of Washington County The Geo. D. Warthen Bank SARDIS, GA Bank of Burke County SAVANNAH, GA AmeriBank, N.A Atlantic Bank & Trust* Darby Bank & Trust The Carver State Bank The Coastal Bank* First Chatham Bank* The Savannah Bank, N.A.* Savannah River Banking Company** SunTrust Bank, Savannah, N.A.* SENOIA, GA Farmers & Merchants Community Bank SMYRNA, GA Community Bank of the South* Regions Bank* SNELLVILLE, GA The Eastside Bank & Trust Company SOCIAL CIRCLE, GA Georgia Central Bank SPARTA, GA Bank of Hancock County United Security Bank SPRINGFIELD, GA First National Bank of Effingham (Citizens Bank of Effingham) STATESBORO, GA Eagle Bank & Trust Farmers & Merchants Bank First Bulloch Bank & Trust Company Sea Island Bank STOCKBRIDGE, GA The First State Bank Wachovia Bank, N.A.* SUMMERVILLE, GA Farmers & Merchants Bank First National Bank of Chattooga County People's First Community Bank (First Floyd Bank) SUWANEE, GA Quantum National Bank BB&T** Republic Bank of Georgia* SWAINSBORO, GA The Citizens Bank of Swainsboro Spivey State Bank SYLVESTER, GA Sylvester Banking Company The Bank of Worth (Colony Bankcorp, Inc) TALBOTTON, GA* The Peoples Bank of Talbotton THOMASTON, GA Bank of Upson* Flag Bank Thomaston Federal Savings Bank West Central Georgia Bank THOMASVILLE, GA Bank of Thomas County Commercial Bank Farmers & Merchants Bank Thomasville National Bank THOMSON, GA First Citizens Bank & Trust, Inc.* Regions Bank* TIFTON, GA Citizens Security Bank First Community Bank of Tifton South Georgia Banking Company TOCCOA, GA First Citizens Bank & Trust, Inc.* Liberty Bank & Trust Regions Bank* Stephens Federal Bank TRENTON, GA Bank of Dade Citizens Bank & Trust TRION, GA Southeast Federal Credit Union TUCKER, GA** Community Bank of Georgia Mountain National Bank Tucker Federal Bank * TWIN CITY, GA Durden Banking Company, Inc. UNADILLA, GA Flag Bank* UNION POINT, GA The Farmers Bank VALDOSTA, GA Colony Bank of Valdosta* Commercial Banking Company First Federal Savings & Loan of Valdosta* First State Bank & Trust Company of Valdosta Guardian Bank (formerly Waycross Bank & Trust)* The Park Avenue Bank Valdosta Bank & Trust VIDALIA, GA Altamaha Bank & Trust Darby Bank & Trust VIENNA, GA** Bank of Dooly Flag Bank (formerly Citizens Bank)* VILLA RICA, GA HomeTown Bank of Villa Rica Regions Bank* WADLEY, GA First National Bank & Trust Company WARNER ROBINS, GA CB&T Bank of Middle Georgia WARRENTON, GA First Citizens Bank & Trust, Inc.* WATKINSVILLE, GA Athens First Bank & Trust Oconee State Bank WAYCROSS, GA Atlantic Coast Bank* First Georgia Bank First Liberty Bank The Patterson Bank WAYNESBORO, GA First National Bank WEST POINT, GA Charter Bank First National Bank of West Point WINDER, GA** First American Bank & Trust (formerly First Piedmont Bank) Peoples Bank Regions Bank* Verity Bank* WINTERVILLE, GA Main Street Bank The Commercial Bank* WOODBURY, GA Woodbury Banking Company WOODLAND, GA The Talbot State Bank WOODSTOCK, GA Citizens Bank (Cherokee County) First Covenant Bank* First National Bank of Cherokee Security Bank of North Metro (d/b/a SouthBank) WRENS, GA First State Bank WRIGHTSVILLE, GA Bank of Wrightsville ZEBULON, GA United Bank OUT OF STATE BANKS AIKEN, SC Security Federal Bank BEACHWOOD, OH Charter One Bank CHATTANOOGA, TN CapitalMark Bank & Trust Cornerstone Community Bank CARROLLTON, IL** Carrollton Bank* CHANTILLY, VA Alliance Bank CINCINNATI, OH** Fifth Third Bank* DOTHAN, AL Five Star Credit Union FAYETTEVILLE, NC First Citizens Bank & Trust FLORIDA/ILLINOIS/NORTH CAROLINA Omni National Bank GARDEN CITY, NJ** Esquire Bank* GARLAND, TX United Central Bank* GREENBELT, MD American Bank JACKSON, MI Flagstar Bank** LITTLE ROCK, AR Bank of the Ozarks (formerly Woodlands Bank)* MEMPHIS, TN First Tennessee Bank, N.A. MILWAUKEE, WI** Best Bank/Guaranty Bank* PITTSBURGH, PA PNC Bank* SANTA ANA, CA First American Trust STARKVILLE, MS** Cadence Bank* ST. LOUIS PARK, MN Associated Bank NEW YORK, NY Citibank TALLAHASSEE, FL Capital City Bank Tallahassee State Bank TAMPA, FL The Bank of Tampa WINSTON-SALEM, NC BB&T**

A-D

E-N

0-Z

ABBEVILLE, GA
Dorsey State Bank
Wilcox County State Bank**

ACWORTH, GA
BB&T (formerly Premier Bank)**
NorthWest Bank & Trust*

ADAIRSVILLE, GA
Northside Bank*
United Community Bank (formerly Bank of Adairsville)*

ADEL, GA
Adel Banking Company
Park Avenue Bank (formerly Farmers and Merchants Bank, Inc.)**

AILEY, GA
Montgomery Bank & Trust*

ALAMO, GA
Wheeler County State Bank

ALBANY, GA
Albany Bank & Trust, N.A.*
First National Bank of South Georgia*
Flint Community Bank
Heritage Bank of the South (formerly AGE Federal Credit Union)
Regions Bank (formerly First State Bank)*
Security Bank & Trust Company
SunTrust Bank, South Georgia, N.A.*

ALMA, GA
Alma Exchange Bank & Trust
First National Bank South (formerly First National Bank of Alma)

ALPHARETTA, GA
Bank of North Georgia*
Chattahoochee National Bank*
First Colony Bank
Flag Bank*
Futurus Bank
North Atlanta Bank*(Shinhan Bank America)
Perimeter First Bank
Providence Bank*

AMERICUS, GA
Citizens Bank of Americus
Sumter Bank & Trust Company

ASHBURN, GA
Colony Bank Ashburn - Colony Bankcorp, Inc. (formerly Ashburn Bank)*
Community National Bank

ATHENS, GA
Athens First Bank & Trust*
First American Bank & Trust Company
The National Bank of Georgia*
SouthTrust Bank, N.A.*
SunTrust Bank, Northeast Georgia, N.A.*

ATLANTA, GA
AmTrade International
Atlantic Capital Bank**
Bank of Georgia
Atlanta Business Bank
Bank of America*
Bank of Atlanta**
Brookhaven Bank*
The Buckhead Community Bank*
Capitol City Bank & Trust Company
CDC Federal Credit Union
Citizens Trust Bank
City National Bank*
Cornerstone Bank**
Embry National Bank
Fidelity Bank*
First Union National Bank*
Flag Bank*
Georgia Banking Company*
Georgia Commerce Bank*
Georgia Primary Bank*
JPMorgan Chase (formerly Washington Mutual Bank)*
Midtown Bank & Trust*
Northern Trust Bank
Omni National Bank (as of 3/27/09 SunTrust Bank)**
One Georgia Bank*
The PrivateBank (formerly Piedmont Bank of Georgia)*
Private Bank of Buckhead
Regions Bank*
Resurgens Bank
RockBridge Commercial Bank*
State Bank & Trust*
SouthTrust Bank, N.A.*
The Summit National Bank
Sunrise Bank of Atlanta
SunTrust Bank, Atlanta*
United Americas Bank*
Wells Fargo (formerly Wachovia Bank)*

AUGUSTA, GA
First Citizens Bank & Trust, Inc.*
Georgia Bank & Trust Company of Augusta
SunTrust Bank, Augusta, N.A.*

BAINBRIDGE, GA
First Community Bank of Southwest Georgia
First National Bank of Decatur County
First Port City Bank

BARNESVILLE, GA
The First National Bank
United Bank

BARWICK, GA
Barwick Banking Company

BAXLEY, GA
Peoples State Bank & Trust

BLACKSHEAR, GA
The Blackshear Bank
Peoples Bank

BLAIRSVILLE, GA
Appalachian Community Bank (formerly First National Bank of Union Co.)**
United Community Bank (Union County Bank)**

BLAKELY, GA
Bank of Early
First State Bank of Blakely, Inc.*

BLUE RIDGE, GA
Bank of Blue Ridge (Citizens South Bank)
BB&T (formerly The Home Bank)**
Fannin County Bank, N.A.
Peoples Bank of Fannin County

BRASELTON, GA
Independence Bank of Georgia

BREMEN, GA
Peoples Community National Bank

BROXTON, GA
Colony Bank Southeast (Colony Bankcorp, Inc*)

BRUNSWICK, GA
Atlantic National Bank*
Barnett Bank, N.A.
The Coastal Bank of Georgia
The First Bank of Brunswick
First Georgia Bank
Bank of America*
SunTrust Bank, Southeast Georgia, N.A.*

BUCHANAN, GA
First National Bank of Georgia

BUENA VISTA, GA
Flag Bank*

BUFORD, GA
Peoples Bank & Trust
Georgia Trust Bank*

BUTLER, GA
First Liberty Bank

BYRON, GA
First Liberty Bank

CAIRO, GA
Cairo Banking Company
Citizens Bank
First National Bank of Grady County

CALHOUN, GA
First National Bank of Northwest GA
Georgia Bank & Trust

CAMILLA, GA
Bank of Camilla
Flint River National Bank
Planters & Citizens Bank

CANTON, GA
Bank of Canton
Bank of North Georgia
Cherokee Bank**
Etowah Bank
Security State Bank

CARNESVILLE, GA
First Citizens Bank & Trust, Inc.*

CARROLLTON, GA
Bank of North Georgia (formerly Citizens Bank & Trust of West Georgia)
Community First Bank
First Georgia Banking Company*
Regions Bank*
West Georgia National Bank of Carrollton

CARTERSVILLE, GA
Bartow County Bank
Century Bank of Bartow County
First Community Bank & Trust*
Unity National Bank*

CEDARTOWN, GA
The First National Bank of Polk County
Regions Bank*

CHATSWORTH, GA
Cohutta Banking Company
The First National Bank of Chatsworth

CLARKESVILLE, GA
Southern Bank & Trust

CLAXTON, GA
The Claxton Bank
Tippins Bank and Trust

CLAYTON, GA
First Clayton Bank & Trust Company
Mountain Heritage Bank**
Rabun County Bank
Regions Bank*

CLEVELAND, GA
Regions Bank*
Mountain Valley Community Bank*
White County Bank

COCHRAN, GA
The Citizens Bank of Cochran
State Bank of Cochran

COLQUITT, GA
Peoples Community Bank

COLUMBUS, GA
SouthTrust Bank, N.A.*
Columbus Bank & Trust Company (Synovus Bank)**
Regions Bank*
SunTrust Bank, West Georgia, N.A.*

COMER, GA
Merchants & Farmers Bank

COMMERCE, GA
Community Bank & Trust-Jackson
First National Bank of Commerce
Northeast Georgia Bank (acquired Freedom Bank of Georgia 3/6/09)

CONYERS, GA
Eastside Commercial Bank*
Main Street Savings Bank, F.S.B.
The Peoples Bank*
Regions Bank*

CORDELE, GA
Central Bank & Trust
Cordele Banking Company
Regions Bank*

CORNELIA, GA
Community Bank & Trust
Habersham Bank
Regions Bank*

COVINGTON, GA
First Newton Bank
Main Street Bank
Newton Federal Bank*
The People's Bank*

CRAWFORD, GA
The Commercial Bank*

CUMMING, GA
BB&T (formerly Premier Bank)**
The Citizens Bank of Forsyth County
Community Business Bank*
Regions Bank*

DAHLONEGA, GA
Bank of Dahlonega
Lumpkin County Bank
United Community Bank**

DALLAS, GA
First Choice Community Bank*
Regions Bank*

DALTON, GA
Alliance National Bank
Colonial Bank*
First Bank of Dalton
Hardwick Bank & Trust Company
Regions Bank*

DANIELSVILLE, GA
Bank of Danielsville

DARIEN, GA
Sapelo National Bank
Southeastern Bank

DAWSON, GA
Bank of Dawson
Bank of Terrell*
The Citizens State Bank

DAWSONVILLE, GA
Chestatee State Bank
Dawson County Bank
First Citizens Bank of Georgia*
First Community Bank of Dawsonville

DECATUR, GA
Bank Atlanta
Decatur First Bank

DONALSONVILLE, GA
The Citizens State Bank
First State Bank of Donalsonville
Merchants and Farmers Bank

DORAVILLE, GA
First Intercontinental Bank*
Global Commerce Bank
Metro City Bank*

DOUGLAS, GA
Douglas National Bank
First Liberty Bank
First National Bank of Coffee County

DOUGLASVILLE, GA
Bank of North Georgia (formerly Citizens and Merchants State Bank)*
Citizens and Merchants State Bank
Douglas County Bank
Regions Bank*

DUBLIN, GA
Farmers & Merchants Bank
Farmers State Bank
The Morris State Bank

DULUTH, GA
BB&T (formerly Premier Bank)**
Century Security Bank*
First National Bank of Gwinnett
Georgia First Bank, N.A.
Gwinnett Community Bank*
The Peachtree Bank*

DUNWOODY, GA
Colonial Bank*
The Enterprise National Bank of Atlanta
Flag Bank*
Signature Bank of Georgia*

EAST POINT, GA
Regions Bank*

EASTMAN, GA
Bank of Eastman
Citizens Bank and Trust Company
Colony Bank of Dodge County (Colony Bankcorp, Inc.*)

EATONTON, GA
Farmers & Merchants Bank
The Peoples Bank

EDISON, GA
The Bank of Edison

ELBERTON, GA
Pinnacle Bank, N.A.
Regions Bank*

ELLAVILLE, GA
Bank of Ellaville
Central Bank of Georgia*

ELLIJAY, GA
Bank of Ellijay*
Gilmer County Bank
New Horizon Bank
Regions Bank*

FAIRBURN, GA
Fairburn Banking Company

FAYETTEVILLE, GA
BB&T (formerly First Citizens Bank of Georgia)**
The Bank of Georgia
United Community Bank (formerly Southern Community Bank)*

FITZGERALD, GA
Colony Bank of Fitzgerald (Colony Bankcorp, Inc.*)
Community Banking Company of Fitzgerald

FOLKSTON, GA
First National Bank

FORSYTH, GA
The Farmers Bank
Monroe County Bank

FORT OGLETHORPE, GA
Capital Bank*

FORT VALLEY, GA
The Citizens Bank
First South Bank, N.A.

FRANKLIN, GA
Certus Bank
Regions Bank*

GAINESVILLE, GA
Chattahoochee Bank of Georgia*
First Century Bank, N.A.**
Georgia First Bank, N.A.
Lanier National Bank
Peach State Bank & Trust
Regions Bank*
Suntrust Bank*(formerly Gainesville Bank & Trust)

GLENNVILLE, GA
First Citizens Bank
The Glennville Bank and Trust Company
South Georgia Bank, FSB

GORDON, GA
The Gordon Bank

GRAY, GA
Bank of Gray
Piedmont Community Bank

GREENSBORO, GA
BB&T (formerly Premier Bank)**
BankSouth (formerly Citizens Union Bank)*
Citizens Union Bank

GREENVILLE, GA
Greenville Banking Company

GRIFFIN, GA
The Bank of Spalding County
First National Bank of Griffin
United Bank

HADDOCK, GA
Jones County Bank

HAHIRA, GA
Citizens Community Bank

HARTWELL, GA
Bank of Hartwell
First Citizens Bank & Trust, Inc.*

HAWKINSVILLE, GA
Planters Bank
SunMark Community Bank*

HAZLEHURST, GA
Bank of Hazelhurst

HIAWASSEE, GA
Bank of Hiawassee
Towns County Bank

HINESVILLE, GA
The Coastal Bank
The Heritage Bank

HIRAM, GA
Community Trust Bank

HOGANSVILLE, GA
The Citizens Bank
Flag Bank*

HOMER, GA
Regions Bank*

HOMERVILLE, GA
Citizens Bank

HOSCHTON, GA
Hamilton State Bank*

IRWINTON, GA
Wilkinson County Bank

JACKSON, GA
McIntosh State Bank
United Bank (formerly First Georgia Community Bank)

JASPER, GA
Crescent Bank & Trust Company
Jasper Banking Company
Regions Bank*

JEFFERSON, GA
Regions Bank*

JEFFERSONVILLE, GA
Peoples State Bank

JESUP, GA
Wayne National Bank

JOHNS CREEK, GA
Keyworth Bank*

JONESBORO, GA
Community Capital Bank
Flag Bank (formerly Citizens Bank)*
Heritage Bank*

KENNESAW, GA
The Westside Bank & Trust Company

KINGSLAND, GA
Citizens State Bank

LAFAYETTE, GA
The Bank of LaFayette, Georgia
Flag Bank*

LA GRANGE, GA
Commercial Bank & Trust Company of Troup County
Community Bank & Trust-Troup
Flag Bank*
LaGrange Banking Company*

LAKELAND, GA
Farmers and Merchants Bank

LAVONIA, GA
First Citizens Bank & Trust, Inc.*
Northeast Georgia Bank
Peoples Bank

LAWRENCEVILLE, GA
American United Bank
BB&T (formerly Premier Bank)**
The Brand Banking Company
Colonial Bank*
Embassy National Bank
Gwinnett Banking Company* (merged with Fifth Third Bank)
The Piedmont Bank*

LENOX, GA
Bank of Lenox

LINCOLNTON, GA
Farmers State Bank*

LITHONIA, GA
The Peoples Bank*

LOGANVILLE, GA
The Community Bank*

LOUISVILLE, GA
First National Bank & Trust Company

LUMBER CITY, GA
Bank of Lumber City

LUMPKIN, GA
Farmers State Bank

MABLETON, GA
Georgia State Bank

MACON, GA
American Pride Bank*
Atlantic Southern Bank**
Colonial Bank
First Liberty Bank
First South Bank, N.A.
Rivoli Bank & Trust
State Bank & Trust (acquired Security Bank of Bibb County 7/24/09)
SunTrust Bank, Middle Georgia, N.A.*

MADISON, GA
Bank of Madison
Regions Bank*

MANCHESTER, GA
F&M Bank & Trust Company

MARIETTA, GA
Charter Bank & Trust Company
First Alliance Bank
Flag Bank*
Highland Commercial Bank
NorthWest Bank & Trust*
Riverside Bank
United Community Bank**

MCDONOUGH, GA
First Community Bank of Henry County

McRAE, GA
The Merchants & Citizens Bank
The Security State Bank
Telfair County Bank* (A division of Bank of Lumber City)

METTER, GA
The Brown Bank
Metter Banking Company
Pineland State Bank

MILAN, GA
Citizens Bank

MILLEDGEVILLE, GA
BB&T (formerly Premier Bank)**
Century Bank & Trust
Exchange Bank
First National Bank of Baldwin County

MILLEN, GA
First National Bank & Trust Company
Regions Bank*

MOLENA, GA
First Bank of Pike

MONROE, GA
The National Bank of Walton County
Walton Bank & Trust Company

MONTEZUMA, GA
Flag Bank*

MONTICELLO, GA
Bank of Monticello

MOULTRIE, GA
American Banking Company
Ameris Bank (formerly American Banking Company)**
Southwest Georgia Bank

MOUNT VERNON, GA
Mt. Vernon Bank

NASHVILLE, GA
Bank of Alapaha
The Citizens Bank
The United Banking Company

NEWINGTON, GA
Bank of Newington

NEWNAN, GA
Bank of Coweta
The Bank of Newnan
First Citizens Bank
First South Bank, N.A.
United Bank-Zebulon, GA (formerly First Coweta Bank)

NORCROSS, GA
IronStone Bank (formerly Atlantic States Bank)*
First Capital Bank
First Security National Bank
The PrivateBank (formerly Piedmont Bank of Georgia)*
Regions Bank*

OCILLA, GA
Citizens Security Bank
The First State Bank of South Georgia

PEACHTREE CITY, GA
Fayette County Bank
Peachtree National Bank

PEARSON, GA
The Citizens Exchange Bank

PELHAM, GA
Family Federal Savings Bank
Pelham Banking Company

PEMBROKE, GA
First Bank of Coastal Georgia*

PERRY, GA
The Bank of Perry
Crossroads Bank of Georgia

PINE MOUNTAIN, GA
First Peoples Bank

POOLER, GA
First National Bank*

POWDER SPRINGS, GA
Georgian Bank*
Independent Bank & Trust Company

QUITMAN, GA
The Citizens National Bank of Quitman
Heritage Community Bank

REIDSVILLE, GA
The Tattnall Bank

RICHMOND HILL, GA
Bryan Bank & Trust*
First Bank of Coastal Georgia *
Southeastern Bank

RINCON, GA
AmeriBank, N.A.

RINGGOLD, GA
Northwest Georgia Bank

RIVERDALE, GA
BB&T (formerly First Citizens Bank of Georgia)**

ROBERTA, GA
First Community Bank of Georgia
First Liberty Bank

ROCHELLE, GA (Branch of PITTS)
Colony Bank Wilcox (Colony Bankcorp, Inc*)

ROCKMART, GA
United Bank & Trust Company

ROCK SPRINGS, GA
Covenant Bank & Trust*

ROME, GA
AmSouth Bank of Georgia
Citizens First Bank
First Floyd Bank
Greater Rome Bank
Regions Bank*
River City Bank*
SunTrust Bank, Northwest Georgia, N.A.*

ROSSVILLE, GA
Rossville Bank

ROSWELL, GA
American Trust Bank*
Milton National Bank

ROYSTON, GA
Pinnacle Bank, N.A.

ST. MARYS, GA
First National Bank

ST. SIMONS ISLAND, GA
Atlantic National Bank*
Frederica Bank & Trust

SANDERSVILLE, GA
Citizens Bank of Washington County
The Geo. D. Warthen Bank

SARDIS, GA
Bank of Burke County

SAVANNAH, GA
AmeriBank, N.A
Atlantic Bank & Trust*
Darby Bank & Trust
The Carver State Bank
The Coastal Bank*
First Chatham Bank*
The Savannah Bank, N.A.*
Savannah River Banking Company**
SunTrust Bank, Savannah, N.A.*

SENOIA, GA
Farmers & Merchants Community Bank

SMYRNA, GA
Community Bank of the South*
Regions Bank*

SNELLVILLE, GA
The Eastside Bank & Trust Company

SOCIAL CIRCLE, GA
Georgia Central Bank

SPARTA, GA
Bank of Hancock County
United Security Bank

SPRINGFIELD, GA
First National Bank of Effingham
(Citizens Bank of Effingham)

STATESBORO, GA
Eagle Bank & Trust
Farmers & Merchants Bank
First Bulloch Bank & Trust Company
Sea Island Bank

STOCKBRIDGE, GA
The First State Bank
Wachovia Bank, N.A.*

SUMMERVILLE, GA
Farmers & Merchants Bank
First National Bank of Chattooga County
People's First Community Bank (First Floyd Bank)

SUWANEE, GA
Quantum National Bank
BB&T**
Republic Bank of Georgia*

SWAINSBORO, GA
The Citizens Bank of Swainsboro
Spivey State Bank

SYLVESTER, GA
Sylvester Banking Company
The Bank of Worth (Colony Bankcorp, Inc*)

TALBOTTON, GA
The Peoples Bank of Talbotton

THOMASTON, GA
Bank of Upson*
Flag Bank
Thomaston Federal Savings Bank
West Central Georgia Bank

THOMASVILLE, GA
Bank of Thomas County
Commercial Bank
Farmers & Merchants Bank
Thomasville National Bank

THOMSON, GA
First Citizens Bank & Trust, Inc.*
Regions Bank*

TIFTON, GA
Citizens Security Bank
First Community Bank of Tifton
South Georgia Banking Company

TOCCOA, GA
First Citizens Bank & Trust, Inc.*
Liberty Bank & Trust
Regions Bank*
Stephens Federal Bank

TRENTON, GA
Bank of Dade
Citizens Bank & Trust

TRION, GA
Southeast Federal Credit Union**

TUCKER, GA
Community Bank of Georgia
Mountain National Bank
Tucker Federal Bank *

TWIN CITY, GA
Durden Banking Company, Inc.

UNADILLA, GA
Flag Bank*

UNION POINT, GA
The Farmers Bank

VALDOSTA, GA
Colony Bank of Valdosta*
Commercial Banking Company
First Federal Savings & Loan of Valdosta*
First State Bank & Trust Company of Valdosta
Guardian Bank (formerly Waycross Bank & Trust)*
The Park Avenue Bank**
Valdosta Bank & Trust

VIDALIA, GA
Altamaha Bank & Trust
Darby Bank & Trust

VIENNA, GA
Bank of Dooly
Flag Bank (formerly Citizens Bank)*

VILLA RICA, GA
HomeTown Bank of Villa Rica
Regions Bank*

WADLEY, GA
First National Bank & Trust Company

WARNER ROBINS, GA
CB&T Bank of Middle Georgia

WARRENTON, GA
First Citizens Bank & Trust, Inc.*

WATKINSVILLE, GA
Athens First Bank & Trust
Oconee State Bank

WAYCROSS, GA
Atlantic Coast Bank*
First Georgia Bank
First Liberty Bank
The Patterson Bank

WAYNESBORO, GA
First National Bank

WEST POINT, GA
Charter Bank**
First National Bank of West Point

WINDER, GA
First American Bank & Trust (formerly First Piedmont Bank)
Peoples Bank
Regions Bank*
Verity Bank*

WINTERVILLE, GA
Main Street Bank
The Commercial Bank*

WOODBURY, GA
Woodbury Banking Company

WOODLAND, GA
The Talbot State Bank

WOODSTOCK, GA
Citizens Bank (Cherokee County)
First Covenant Bank*
First National Bank of Cherokee
Security Bank of North Metro (d/b/a SouthBank)

WRENS, GA
First State Bank

WRIGHTSVILLE, GA
Bank of Wrightsville

ZEBULON, GA
United Bank

OUT OF STATE BANKS

AIKEN, SC
Security Federal Bank**

BEACHWOOD, OH
Charter One Bank

CHATTANOOGA, TN
CapitalMark Bank & Trust**
Cornerstone Community Bank**

CARROLLTON, IL
Carrollton Bank*

CHANTILLY, VA
Alliance Bank**

CINCINNATI, OH
Fifth Third Bank*

DOTHAN, AL
Five Star Credit Union**

FAYETTEVILLE, NC
First Citizens Bank & Trust**

FLORIDA/ILLINOIS/NORTH CAROLINA
Omni National Bank**

GARDEN CITY, NJ
Esquire Bank*

GARLAND, TX
United Central Bank*

GREENBELT, MD
American Bank

JACKSON, MI
Flagstar Bank**

LITTLE ROCK, AR
Bank of the Ozarks (formerly Woodlands Bank)*

MEMPHIS, TN
First Tennessee Bank, N.A.**

MILWAUKEE, WI
Best Bank/Guaranty Bank*

PITTSBURGH, PA
PNC Bank*

SANTA ANA, CA
First American Trust**

STARKVILLE, MS
Cadence Bank*

ST. LOUIS PARK, MN
Associated Bank **

NEW YORK, NY
Citibank**

TALLAHASSEE, FL
Capital City Bank**
Tallahassee State Bank

TAMPA, FL
The Bank of Tampa**

WINSTON-SALEM, NC
BB&T**

*all Georgia branches of the financial institution are approved as depositories for attorney trust accounts.

**all Georgia and non-Georgia branches of the financial institution are approved as depositories for attorney trust accounts.